4 HELPFUL MEDICARE TIPS

By Jeff Rothstein I October 13, 2020

CMS Announces Historically Low Premiums and New Insulin Benefit as Medicare Open Enrollment Begins 10/15 – 12/07

On October 15th, the Centers for Medicare & Medicaid Services (CMS) announced that 2021 Medicare Open Enrollment is officially open and will run through December 7, 2020. Now, anyone with Medicare can review health and drug plans and make changes to their healthcare coverage for next year, based on their financial and medical needs.

If you are interested in comparing your current plan with other Palm Beach or Broward County plans, call or text Jeff Rothstein, a licensed and certified Medicare advisor, at 954-270-9114.

YES – Mental Health is Covered by Medicare!

Depression is the leading cause of disability in the world, affecting 1 out of 6 adults. Now more than ever, it’s important to know the signs of depression and when to get help. There are many different depression symptoms, like:

  • Feelings of sadness or guilt
  • Loss of interest in activities
  • Change in weight
  • Being more or less active than usual
  • Trouble sleeping or sleeping too much
  • Feeling tired
  • Trouble concentrating
  • Suicidal thoughts

If you’re experiencing any of these symptoms, talk to your doctor about getting a depression screening. Medicare covers a depression screening once per year, and you pay nothing if your doctor accepts assignment. Medicare also covers other mental health services, so get the care you need.

If you have any questions regarding your Medicare and mental health benefits, please call or text Jeff Rothstein, a licensed and certified Medicare advisor at 954-270-9114.

A Note to all Women on Medicare
Don’t put off your yearly mammogram—it’s too important to miss!

Breast cancer is the second most common cancer among women. Getting your yearly mammogram is the best way to find breast cancer early, and Medicare covers mammograms!

Mammograms are breast cancer screenings that can detect a lump up to 3 years before you or your doctor can feel it. This helps to detect breast cancer early when it’s most treatable.

Help lower your risk by:

  • Exercising
  • Limiting your alcohol intake
  • Keeping a healthy weight
  • Getting a yearly mammogram

Women between the ages of 50-74 should have a mammogram each year, and Medicare covers mammograms at no cost if your doctor accepts assignment. Talk to your doctor about the benefits of getting your yearly mammogram, and to schedule your next screening.

October is Breast Cancer Awareness Month. Help fight breast cancer and get your yearly mammogram!

If you have any questions regarding your Medicare and women’s health benefits, please call or text Jeff Rothstein, a licensed and certified Medicare advisor at 954-270-9114.

Get help with Medicare Costs

If you have Medicare and you’re facing challenges paying for health care, you may qualify for Medicare programs that can help you save money on drug and medical costs.

Medicaid

If you have limited income and resources, you may qualify for Medicaid—a joint federal and state program that helps with medical costs. Medicaid also offers benefits not normally covered by Medicare, like nursing home care and personal care services. Each state has different rules about eligibility and applying for Medicaid. Contact your State Medical Assistance (Medicaid) Office to see if you qualify, learn how to apply, and how Medicare works with Medicaid.

Medicare Savings Programs

Even if you don’t qualify for Medicaid, one of these 4 Medicare Savings Programs may be able to help you pay your premiums and other Medicare costs:

  • Qualified Medicare Beneficiary (QMB) Program
  • Specified Low-Income Medicare Beneficiary (SLMB) Program
  • Qualifying Individual (QI) Program
  • Qualified Disabled and Working Individuals (QDWI) Program

If you have any questions regarding Medicare cost saving programs, please call or text Jeff Rothstein, a licensed and certified Medicare advisor at 954-270-9114.